ESIF Growth and Expansion Loans

„ESIF Growth and Expansion Loans“ is a financial instrument funded by European Structural and Investment Funds (ESIF) and business banks, at 50:50 percent, and from which new long-term investments of small and medium-sized enterprises are funded.

Investment loans at low interest rates and without regular fees that are charged on the occasion of loan approval and disbursement are approved via Erste & Steiermärkische Bank d.d., Privredna banka Zagreb d.d. and Zagrebačka banka d.d.

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New minimum wage for 2018

For the year 2018 a new minimum gross wage will apply. The Government of the Republic of Croatia has determined the minimum wage for the period from 1 January to 31 December 2018 in the gross amount of HRK 3,439.80 and it refers to full-time working time. The new minimum wage will be calculated for the month of January, and will normally be paid in February. The lowest pay for part-time work is determined in proportion to the minimum wage for full-time and hours worked for which the worker is reported. Thus, a minimum wage of no less than 1,719.90 kn per month is payable to a part-time employee (half-time) of 20 hours per week.

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PERSONNEL INCOME TAX APPLICATION

Citizens are considered natural persons who may be taxpayers of:

  • Income Tax from employment based on wage and retirement (workers and retirees), both at home and abroad
  • Income tax on other incomes (authors, artists, students, members of the Supervisory Board or Board of Directors, and merchant travelers including agents, acquirers, interpreters, translators, travel agents, consultants, court attorneys and other similar activities when income earnings are not paid as salaries, income is not determined on the basis of prescribed business books and is not insured on the basis of performance of those activities)

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BUSINESS START-UP

More and more people are deciding to enter into self-employment after many years of experience and cooperation on the local or EU market through contacts, or with a great energy and start-up idea.

The start-up trend of enterprises, i.e. micro enterprises (up to 9 employees) is steadily rising. Entering the European Union with easier access and entry into the market, and developing technology and knowledge where start-ups bring new ideas and values ​​to every economy, is also present in the Republic of Croatia.

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